American Risk Insurance Company, Inc.

Our size allows us to be large enough to be competitive and small enough to care.

To make the claims process easier, insureds can open a new claim by emailing the information below to claims@americanriskins.com. Avoid delays with accurate spelling.

Insured’s information needed:

1) Name

2) Property Address

3) Contact information - Phone Numbers and Email

4) Policy Number if known

5) Brief description of damage. If FEMA Flood Denial Letter is needed please indicate in this area.

Personal Insurance

Homeowner Insurance Product - HO3

American Risks Homeowner Insurance Products for Oklahoma Residents

Replacement Cost on Dwelling and the broadest coverage of perils we offer subject to conditions and exclusions
Coverage for your roof on an actual cash value basis. Replacement cost can be purchased for contents.
Coverage for your personal belongings on an actual cash value basis. Replacement cost can be purchased for contents.
Legal Liability protection for Bodily Injury or Property Damage to others, subject to policy limitations.
Additional living expenses if you are temporarily unable to live in your home because of an insured peril.
This policy is subject to our Home Inspection Agreement.