Our size allows us to be large enough to be competitive and small enough to care.

Personal Insurance

Personal Insurance - American Risk Insurance Company

Homeowner Insurance Product - HO3

American Risks Homeowner Insurance Products for Oklahoma Residentsyoung family in front of home - homeowners insurance

  • Replacement Cost on Dwelling and the broadest coverage of perils we offer subject to conditions and exclusions
  • Coverage for your roof on an actual cash value basis.  Replacement cost can be purchased for contents.
  • Coverage for your personal belongings on an actual cash value basis. Replacement cost can be purchased for contents.
  • Legal Liability protection for Bodily Injury or Property Damage to others, subject to policy limitations.
  • Additional living expenses if you are temporarily unable to live in your home because of an insured peril.
  • This policy is subject to our Home Inspection Agreement.

 

Homeowner Discounts

(Homeowner Discounts for Oklahoma Residents)

  • New Purchase
  • Newer Home
  • Preferred Customer
  • Senior Citizen / Retirees
  • Hail Resistant Roof
  • Central Station Monitored Fire Alarm
  • Central Station Monitored Burglar Alarm

 

ARI News

Posted by admin on Nov 2nd, 2016

Demotech, a leading financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers, has affirmed Ame

Read More
Posted by admin on Aug 23rd, 2016

American Risk Insurance Company, Inc. announced today that it will be offering Homeowners Insurance in the State of Oklahoma.

Read More
Posted by admin on Jun 6th, 2016

American Risk Insurance Company, Inc. announced today that it will be offering Homeowners Insurance in the State of Louisiana.

Read More