Personal Insurance
Homeowner Insurance Product - HO3
American Risks Homeowner Insurance Products for Oklahoma Residents
- Replacement Cost on Dwelling and the broadest coverage of perils we offer subject to conditions and exclusions
- Coverage for your roof on an actual cash value basis. Replacement cost can be purchased for contents.
- Coverage for your personal belongings on an actual cash value basis. Replacement cost can be purchased for contents.
- Legal Liability protection for Bodily Injury or Property Damage to others, subject to policy limitations.
- Additional living expenses if you are temporarily unable to live in your home because of an insured peril.
- This policy is subject to our Home Inspection Agreement.
Homeowner Discounts
(Homeowner Discounts for Oklahoma Residents)
- New Purchase
- Newer Home
- Preferred Customer
- Senior Citizen / Retirees
- Hail Resistant Roof
- Central Station Monitored Fire Alarm
- Central Station Monitored Burglar Alarm